Director and Principal, is a serial banking entrepreneur. As CEO, Tom led the turnaround and IPO of Fox Chase Bank (NASDAQ: FXCB) through its merger with Univest (NASDAQ: UVSP) which generated the highest total return for all banks in PA and five-times the median. Previously, as CEO Tom led the turnaround of Northeast Pennsylvania Financial Corp. (NASDAQ: NEPF). Early in his career he founded PRC, an early data analytics firm which was sold to a public company. His teams have generated a 24-year 20.2% average annual return in three different publicly-traded bank holding companies while achieving top regulatory ratings.