Credit Profile Agreement

Credit Profile Agreement

Credit Profile Authorization

You understand and agree that we and our agents and assignees are authorized to contact third parties to conduct background checks and other investigative reports, including your credit card sales data as described below, and make credit report inquiries (including requesting business and personal credit bureau reports from credit reporting agencies and other sources) or for any other lawful purpose, and that Yes Lender has the authority for the foregoing in connection with any update, renewal, or extension of the credit to the company on whose behalf you are applying for credit. Upon your written request, we will advise you if we obtained a credit report.  You understand and agree that Yes Lender is making no commitment or guarantee that any product, evaluation, or guidance provided by Yes Lender will result in an approval for credit from Yes Lender. 


Credit Card Data Collection

You understand and agree that we and our agents and assignees are authorized to contact third party credit card processors and networks used by your company to obtain historical and on-going information/metrics related to:

  1. Your company, including, but not limited to, company name, address, phone number, and industry; and
  2. Your company’s credit card sales, including, but not limited to, transaction spend, number of transactions, and repeat customers. 

  
Such information and metrics will be used by Yes Lender for purposes of providing the Yes Lender Service, including, but are not limited to, sales agent call routing, underwriting, customer management, and enhancement of Yes Lender’s credit model.